Eye Cream?

I realize that I'm not even 20 yet, but I'm thinking about investing in some eye cream.  Yeah, I'm crazy, I know.  But I feel like the sooner you start the anti-aging stuff, the better, right?  And I get terrible undereye circles, so anything that makes those go away is good in my book.  


My goal: get a somewhat cheap, low-key eye cream that will moisturize without breaking me out and isn't too chemical heavy.


Say Yes to Carrots Eye Contour Cream, $14.99 for 1.7 oz at sayyestocarrots.com, Burt's Bees Repair Serum, $18 for 1 oz. at burtsbees.com: The Say Yes to Carrots option is a bit cheaper, and it has green tea, aloe, carrot juice, chamomile, dead sea water, and various other things.  It seems like a light cream and promises to hydrate and refresh.  The Burt's Bees option is a little more expensive, but I think I'd use less of an oil than I would of a cream every night, so it might end up costing the same amount.  It has rosehip oil, jojoba oil, primrose oil, wheat germ oil, hazelnut oil, and green tea extract--basically lots of oils.  I think if you break out easily around the eyes or tend to get milia, this might not be a good option, but I have such dry skin that it might work out.

What do you guys think?  Am I crazy to want to get an eye cream before I even turn 20?


Images from sayyestocarrots.com, burtsbees.com.